Opt-Out

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

Domestic and International Students Waiver Criteria: 

1. Must be one of the following
   1. US employer plans
   2. Marketplace plans
   3. Medicare
   4. Medicaid (any state)
   5. Minimal Essential Coverage (MEC) plans - (MEC “comparable” for international plans)
2. Unacceptable Health Plans:
   1. Ministry cost sharing plans
   2. Short-term plans
   3. Limited benefit/indemnity plans
3. Health Insurance Requirements
   1. Must be active throughout the academic year